Legal Disclaimer & Compliance

Independent Advisory Disclaimer

Beyond Borders Citizenship ("the Firm") is an independent advisory firm that provides consulting and facilitation services related to Citizenship by Investment (CBI) and Residency by Investment (RBI) programs. The Firm acts as a licensed intermediary between applicants and sovereign government authorities.

Final approval of any citizenship or residency application is at the sole and absolute discretion of the respective sovereign government. The Firm does not guarantee the approval of any application, nor does it have any influence over the government's decision-making process. The Firm's role is limited to advising, preparing, and submitting applications in compliance with the requirements set forth by each program.

No representation, warranty, or guarantee of citizenship approval is made or implied at any stage of the engagement, including during initial consultations, contracting, or application processing.

Anti-Money Laundering (AML) Compliance

Beyond Borders Citizenship maintains strict Anti-Money Laundering (AML) policies in compliance with international standards, including but not limited to:

• The Financial Action Task Force (FATF) Recommendations
• The EU Anti-Money Laundering Directives (AMLD)
• United Nations Security Council Sanctions
• OFAC (Office of Foreign Assets Control) Regulations
• Local jurisdiction AML requirements

All prospective clients are subject to comprehensive AML screening before any engagement commences. This includes sanctions list screening, adverse media checks, and source of funds verification. The Firm reserves the right to decline any engagement that does not meet its compliance standards.

Know Your Customer (KYC) Compliance

The Firm implements rigorous Know Your Customer (KYC) procedures in accordance with international best practices. All applicants must provide:

• Government-issued identification documents
• Proof of address (utility bills, bank statements)
• Source of funds documentation
• Police clearance certificates from all countries of residence
• Professional and bank reference letters
• Detailed personal and financial history

This information is collected solely for the purpose of CBI/RBI application processing and is handled in accordance with applicable data protection laws.

Due Diligence Standards

Beyond Borders Citizenship conducts internal pre-screening due diligence as a standard part of every engagement. This pre-screening is conducted prior to formal application submission and is designed to identify potential issues that may affect application success.

Government due diligence is conducted independently by the receiving government's appointed agencies, which may include international intelligence firms, law enforcement databases (including Interpol), and financial compliance authorities. The Firm has no control over or visibility into the government's due diligence process, however the Firm has in the past done due deligence on behalf of some governments.

Investment Risk Disclosure

Citizenship by Investment programs require significant financial commitments. Prospective applicants should carefully consider the following:

• Contribution routes involve non-refundable payments to government funds.
• Real estate investments are subject to market fluctuations and mandatory holding periods.
• Government bond investments may be non-interest-bearing and subject to currency risk.
• Due diligence and processing fees are non-refundable regardless of application outcome.
• Programs may be modified or terminated by governments at any time without prior notice.

The Firm strongly recommends that all prospective applicants seek independent legal and financial advice before making any investment decisions related to CBI or RBI programs.

Confidentiality & Data Protection

All client information is treated with the highest level of confidentiality. The Firm does not share, sell, or disclose client information to any third party except as required for the processing of CBI/RBI applications (i.e., submission to government authorities and licensed due diligence agencies).

Client files are stored using encrypted systems and accessed only by authorized personnel on a need-to-know basis. Upon completion or termination of an engagement, client data is retained only for the period required by applicable regulatory requirements.

Limitation of Liability

Beyond Borders Citizenship shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of its services, including but not limited to application denial, changes in government policy, investment losses, or changes in visa-waiver agreements affecting passport strength.

The information presented on this website is provided for general informational purposes only and does not constitute legal, tax, or financial advice. Program details, including investment amounts, processing times, and visa-free access counts, are subject to change by the respective governments and are accurate to the best of the Firm's knowledge at the time of publication.

Governing Law

These terms and all matters arising from the Firm's advisory services shall be governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration.